 |
Personal Financial Accounts |
|
Everyone wants to maximize
his or her retirement money. Living comfortably during the
best years of your life is the same goal most of our clients
work towards. Michaels and Associates can extend their assistance
and expertise in retirement planning to help you maximize
your retirement money. |
|
If you are like other Americans,
you’re likely to change jobs an average of six times
in your lifetime. Chances are you have accumulated retirement
assets from each of your previous employers and have not found
an easy way to manage those funds. Now that you have experienced
the convenience of your payroll deduction investing, why not
simplify life and consolidate your retirement assets. |
|
As corporate downsizing and
early retirement incentives have changed the employment landscape,
you’re undoubtedly aware of the tax implications associated
with distributions from company retirement plans. Not surprisingly,
this is an area of great confusion for many who have lost
their jobs or are taking early retirement. |
|
Deciding how to handle a lump-sum
retirement distribution may, in fact, be one of the biggest
financial decisions most investors will face. While taking
the money in cash may be tempting, it also may play havoc
with their financial security down the road. |
|
Having counseled so many clients
on the issues and options related to lump-sum distributions
over the years, Michaels and Associates is able to make the
process simple and stress free. |
|
You can continue to enjoy
tax-free growth of your previously accumulated retirement
assets and take advantage of the services and benefits offered
by an experienced investment professional. By simply consolidating
your assets, you can reap the benefits and services of an
industry leader: |
|
| • |
Choice of thousands of investment
tools |
| • |
Precise counseling to find a suitable
use of those investment tools |
| • |
Keep total control of your investments
|
| • |
Continued tax-deferred growth,
if applicable |
| • |
Management of necessary distributions
during each tax year |
| • |
Projecting and creating a necessary
income stream for retirement |
| • |
Complete review of beneficiary designations
for estate planning |
| • |
Comprehensive investment reviews
every year, with Quarterly check-ups |
| • |
And, of course, our continued individual
attention and professional investment assistance.
|
|
|
Michaels and Associates can
assist you with managing all your retirement assets and planning
for a comfortable future. |
|
