Although there are many brokers able to quote basic employee
benefits coverage, Michaels & Associates maintains an
unparalleled commitment to technical expertise and urgently
delivered service. We have the resources of highly trained
Account Executives and Account Managers and investment advisors,
together with the industry clout to get our clients the best
possible program from the insurance market. We demand the
highest level of service from our carriers and are assigned
the most skilled customer representatives. As any Human Resource
professional knows, it is often the skill level of the carrier
representative and the TPA/brokerage firm that determines
the effectiveness of an insurance program.
As healthcare costs continue to climb and the product choices
become more complex, it is crucial that companies select
a broker/TPA who can effectively analyze claims and utilization
data. Michaels & Associates service team include a highly
trained claims analysts whose role is to evaluate all of
the available information to help our clients make informed
decisions about their Health and Welfare plans.
Where Michaels & Associates also differs from other
brokerage firms is in our high level of expertise and constant
education of our clients. We have experts in ERISA and IRS
benefits compliance and stay on top of the latest laws and
legislation that may impact your program. We offer executive
compensation services to handle the special compensation
and benefits needs of your top executives. We can also manage
the 403(b), 457(f)(b) and 401(k) programs, as well as any
benefits communications needs you may have.
We have the expertise and resources to make Michaels &
Associates a true extension of your employee benefits department.
We understand that our job is to support you and your staff.