Executive Summary

Although there are many brokers able to quote basic employee benefits coverage, Michaels & Associates maintains an unparalleled commitment to technical expertise and urgently delivered service. We have the resources of highly trained Account Executives and Account Managers and investment advisors, together with the industry clout to get our clients the best possible program from the insurance market. We demand the highest level of service from our carriers and are assigned the most skilled customer representatives. As any Human Resource professional knows, it is often the skill level of the carrier representative and the TPA/brokerage firm that determines the effectiveness of an insurance program.

As healthcare costs continue to climb and the product choices become more complex, it is crucial that companies select a broker/TPA who can effectively analyze claims and utilization data. Michaels & Associates service team include a highly trained claims analysts whose role is to evaluate all of the available information to help our clients make informed decisions about their Health and Welfare plans.
Where Michaels & Associates also differs from other brokerage firms is in our high level of expertise and constant education of our clients. We have experts in ERISA and IRS benefits compliance and stay on top of the latest laws and legislation that may impact your program. We offer executive compensation services to handle the special compensation and benefits needs of your top executives. We can also manage the 403(b), 457(f)(b) and 401(k) programs, as well as any benefits communications needs you may have.

We have the expertise and resources to make Michaels & Associates a true extension of your employee benefits department. We understand that our job is to support you and your staff.

 
 
        
 Disclaimer
Stephen Michaels is a registered representative of, and offers securities through Woodbury Financial Services, Inc.,
PO Box 64284, St. Paul, MN 55164-0284, (651) 738-4000. Member NASD, SIPC and Registered Investment Adviser.