About the Company

What We Do
Michaels & Associates is a full service employee benefit consulting and brokerage firm optimizing technology, insurance and outsourcing expertise to meet our clients’ business objectives. We service progressive companies with as few as 20 employees and as many as 5000 employees. We support our clients with customized solutions and process management tools that address their Health and Welfare, Retirement, Executive Benefit, Employee Communication and Benefit Outsourcing needs.

Why We’re Special
Michaels & Associates brings order to the chaos of managing complex employee benefit and insurance needs. We’ve done this by bringing together top-flight people to create processes and service models that are unmatched in our industry. These advantages are brought to bear the following ways:

A Formal Benefit Management Process
Modern employee benefits are complex. The combination of cost, regulation, communication and administration causes many employers to feel overwhelmed. Our Benefit Management Process takes the sting out of benefit management by providing a formal framework from which both scheduled and unscheduled components of benefit management are systematically calendared and completed.

Experience
Our consultants have managed millions of dollars in benefit plan expenditures and assets and have witnessed and participated massive changes in the way benefit plans are delivered. The depth of experience is evident in every solution and recommendation we make, whether on behalf of a technology start-up or a member of the Fortune 1000.

Flexibility and Resources
Michaels & Associates combines the insurance placement services and the thrift of a broker with the enhanced services and resources of a consultant. As a Consulting Broker we see to it that our clients get solutions tailored to their industry, locale, competitive market and budget. Our consultants are not only insurance experts, they are industry specialists who understand your business from the first meeting and are prepared to tackle everything from stategy level issues to “rollup your sleeves” vendor problems.

Technology
Information should work for you, rather than against you. At Michaels & Associates, we believe technology is the key to managing the “data overload” of employee benefit design, implementation and management. And we don’t just talk about technology – it’s an active element of every aspect of our business, from software based consulting and management tools, to employee benefit administration systems, to web based employee self-service tools.

Total Benefit Solution
Michaels & Associates delivers a comprehensive suite of consulting services through our health & welfare, 401(k) retirement plan, executive benefits plan and employee communication practice groups. When our benefit outsourcing services are added to the mix, an employer harnesses the power of a single, deep resource, with Michaels & Associates as the primary hub for strategic and administrative benefit management. Because of the synergies created, we call these combination expertise and macro-level services our “Total Benefit Solution”.

 
 
        
 Disclaimer
Stephen Michaels is a registered representative of, and offers securities through Woodbury Financial Services, Inc.,
PO Box 64284, St. Paul, MN 55164-0284, (651) 738-4000. Member NASD, SIPC and Registered Investment Adviser.